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Average VantageScores® in the Deep South are 21 points lower than the national average (652 vs. 673).6
Media Relations It’s important to note that repairing bad credit is a bit like losing weight: It takes time and there is no quick way to fix a credit score. In fact, out of all of the ways to improve a credit score, quick-fix efforts are the most likely to backfire, so beware of any advice that claims to improve your credit score fast. The best advice for rebuilding credit is to manage it responsibly over time. If you haven’t done that, then you need to repair your credit history before you see credit score improvement. The following tips will help you with that. They are divided into categories based on the data used to calculate your credit score.
Check Your Credit Utilization One in four consumers have an error in their credit reports, and four out of five who dispute them see changes to their reports afterward, according to the Federal Trade Commission. If you identify a mistake in your credit reports, you’ll need to follow the process for disputing credit-report errors, which is one of the easiest ways to improve your credit score and doesn’t take much time.
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TransUnion An Industry Standard – FICO Scores are used in more than 90% of lending decisions
Reduce your debt by paying off your account balances. Opinions, advice, services, or other information or content expressed or contributed here by customers, users, or others, are those of the respective author(s) or contributor(s) and do not necessarily state or reflect those of The Bancorp Bank (“Bank”). Bank is not responsible for the accuracy of any content provided by author(s) or contributor(s).
Also from The Balance Team Author Cosigning On a Loan vs. Taking Out a Parent Loan 1 Staff Portfolios

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Ready to rapidly improve your credit score? Want a significant increase in your take home pay each month? Learn how to fix bad credit, dispute negative remarks and delete inaccurate entries quickly.

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